Budget your money

 I didn't want to ruin the title by writing " Budget...Budget" (which is really ugly as a title.) Now that you have managed to know and to list down all of your blessings. You are ready to teach your bagets or yourselves in budgeting their own money with this five steps. But because this is a child perspective about budgeting, let's start with 3100 for the monthly allowance.

  But before we start let me tell you one quote ( Syempre I love quotes talaga eh, don't judge me)

P3100

1. Give 10 percent of your money to God or tithe (P310)

I've learned that from Bo Sanchez and see what he have become. He became a Billionaire in an early age. ( Kapag nagbigay ka sa  kapwa mo ng taos puso ang kapalit nito ay ang walang katapusan na biyaya ng Panginoon)

2.Set a monthly emergency fund, start with 15 percent ( 465 monthly)

  

              (Gagawa ako ng sarili kong quote dito) "An emergency fund is a fund where you can get some money during an emergency without asking your parents if you are already in your 30's" Emergency fund is obviously for emergencies only. The new shoes, gadgets, and clothers you're about to buy is not an emergency fund. 

4. Be frugal, don't look for the quality but look for the quantity. (Buying your baon in the groceries. 2325 Pesos)

5.Don't spend money in the grocery just because the product is in bulk and have a discount; instead look for the quality in bulk.  (Mabuti na ang sigurista o siguristo para hindi ka ma food-poison)

"Quality not Quantity"

5. Discipline yourself. 

"Without this fifth step, all of the other steps are worthless. Remember that your time is limited to become financially free.  Spend your time and money wisely. God Bless us all forever 

   P.S Basic lang po ito kung may trabaho na po ang  mga anak ninyo doon na po tayo sa complex.

                                                                                          -Lander John M. Laroya